It can be harder to find a life insurance policy when you’re a senior than it would be to purchase a policy when you’re young or middle-aged. However, that doesn’t mean you should give up on finding a policy. A good life insurance policy can significantly benefit family members who need money for your funeral and their living expenses.
How to Increase Your Odds of Approval
When you apply for life insurance, the insurance agency will check your records and examine your application before approving or denying your application. To increase your approval odds, you’ll want to focus on your physical health and do everything possible to show you’re a low-risk candidate. Find a good doctor in and around the Monroe, CT, area and work with him or her to make a healthcare plan to manage pre-existing conditions. Exercise regularly and maintain a healthy diet. Avoid cigarettes and excessive alcohol consumption.
At the same time, never try to lie or embellish your health records to make yourself look better. Share this information with the insurance agency if you have a pre-existing condition or take medicine. If you don’t, you could be denied coverage. Worse yet, your beneficiary could be denied a payout after your death.
Get Help from Fida Insurance Group
Finding the right life insurance policy can be challenging, especially when you’re getting older. At Fida Insurance Group, we offer the help and assistance Monroe, CT residents need to assess policy options, pick a beneficiary, and fill out required forms. Contact us today to learn more about our life insurance policies or get a quote on a particular policy of your choice.
