Perhaps you’ve heard that you can potentially save money by combining your automotive insurance when you get married. While it usually works out well, if you’ve watched "The Closer," you know that sometimes, a bad driving record or DUI on one spouse’s record can drive premiums up for a combined policy.
How do you know which option offers you the better deal? When you tie the knot in Monroe, CT, let Fida Insurance Group help you determine which option offers you lower premiums.
That’s all that changes when you combine policies with your new spouse – the premium cost. You still get the same great coverage.
We’ll run both scenarios for you with no strings attached. We’ll let you know if it costs you less in premiums to have separate auto policies. You opt for the option that costs you less.
How to Avoid Surprises
If you have a DUI, DWI, or many moving violations on your driving record, consider talking to your spouse about this before you try to combine insurance. There’s a list of things you should talk about before marriage, and your driving record tops the list.
Talking about it before your spouse contacts the insurance company for insurance quotes can head off arguments. Just as it happened with the characters Brenda and Fritz, when the insurance company provided a premium quote for a combined policy that cost more than Brenda’s current premium, she asked why. In the TV show, Brenda learns of her new husband’s past DUIs from the insurance agent.
Combining Policies with Two Healthy Driving Records
Maybe neither of you has a poor driving record. In that case, combining policies should net you a lower premium and consolidate your insurance premiums into a single premium on a single policy that protects both your vehicles and the drivers in the family.
Contact Us Today
Contact Fida Insurance Group to determine which option – a combined policy or two separate auto policies – better servers your marriage. Let us help you kick off your marital bliss in Monroe, CT.
